Beating the Black Friday frenzy

Before you brave the crowds and the cold this Black Friday, listen up, we have some do’s and don’ts of door – busting deals.

Shopping do’s

  • Make a holiday gift list
  • Review store circulars
  • Make a strategy of which stores you want to shop
  • Shop online
  • Pay with cash
  • Study the offers
  • Check the return policy

Shopping don’ts

  • avoid spending unnecessarily
  • don’t shop with emotions or on impulse
  • don’t buy what you don’t need
  • avoid using a credit card if you can

“Thirteen- million people last year are still paying off last year’s Christmas because they didn’t pay off them (credit cards) off in time,” said Terry Mills of Consumer Credit Counseling Service of the Black Hills. “So if you are going to use credit that’s okay. Just make sure you have a plan to pay it off as fast as you can if you can’t pay it off at the end of the month.”

If you shop online buyer beware; make sure it’s a reputable web site. Thieves are also shopping to steal your identity this holiday season.

 

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